Apps That Pay You

Here are five apps that pay users:

1. Swagbucks

5 Apps That Pay You

Swagbucks is an online rewards program that allows users to earn virtual currency, called Swagbucks or SB, by completing various tasks and activities. These tasks can include taking surveys, watching videos, shopping online, playing games, and more. Swagbucks can then be redeemed for a variety of rewards, including gift cards, PayPal cash, and merchandise.

Here’s how Swagbucks works:

  1. Sign up: Visit the Swagbucks website ( and create a free account. You’ll need to provide some basic information such as your email address and create a password.
  2. Earn Swagbucks: Once you’re signed in, you can start earning Swagbucks by completing different activities. These activities vary and can include watching videos, taking surveys, completing offers, searching the web, and shopping through the Swagbucks portal.
  3. Redeem rewards: As you accumulate Swagbucks, you can redeem them for rewards. Swagbucks offers a wide range of options, including gift cards from popular retailers like Amazon, Walmart, and Starbucks, as well as cash payouts via PayPal.

It’s important to note that while Swagbucks is a legitimate platform, the earning potential varies depending on the country you’re in and the available activities. Some activities may be limited to specific regions or demographics. Additionally, it’s recommended to be cautious of any offers or surveys that require you to provide personal information or payment details.

If you decide to join Swagbucks, make sure to read their terms and conditions, understand their reward redemption process, and stay vigilant about protecting your personal information.

2. Ibotta

Ibotta is a mobile app that allows users to earn cash back on their everyday purchases. It offers a convenient way to save money by providing rebates and discounts on groceries, household items, apparel, electronics, and more. Users can browse through various offers within the app and select the ones they want to redeem.

To use Ibotta, you typically follow these steps:

  1. Download and Install: Start by downloading the Ibotta app from the App Store (for iOS) or Google Play Store (for Android). Once downloaded, install the app on your device.
  2. Sign Up: Open the app and create an account by providing your email address, creating a password, and completing the required information.
  3. Browse Offers: Explore the available offers and deals within the app. These offers can be sorted by category, store, or brand. Each offer will have specific requirements, such as purchasing specific products or shopping at certain retailers.
  4. Unlock Offers: To redeem an offer, you’ll need to unlock it. This may involve watching a short video, answering a survey, or learning a fact. Once unlocked, the offer will be added to your account.
  5. Go Shopping: Visit the participating retailer or online store and purchase the products associated with the unlocked offers. Make sure to keep the receipt as proof of purchase.
  6. Verify Purchases: After shopping, open the Ibotta app and select the “Verify Purchases” option. Follow the prompts to scan the product barcodes and submit a photo of your receipt. Ibotta will review your submission and credit your account with the cash back.
  7. Cash Out: Once you’ve accumulated a certain amount of cash back in your Ibotta account, you can request a payout. Ibotta offers various cash-out options, such as transferring the funds to your PayPal account, redeeming them for gift cards, or donating them to charity.

It’s important to note that the specific details and features of Ibotta may evolve over time, so it’s always a good idea to refer to the latest information available on their website or within the app itself.

3. Survey Junkie

Survey Junkie is an online platform that allows users to earn money and rewards by participating in paid surveys. It connects companies and market researchers with individuals who are willing to provide their opinions and feedback on various topics.

Here’s how Survey Junkie typically works:

  1. Sign Up: To get started, you need to create an account on the Survey Junkie website. The registration process usually requires providing some basic information about yourself, such as your name, email address, and demographic details.
  2. Profile Creation: After signing up, you may be asked to complete a profile questionnaire. This helps Survey Junkie match you with relevant surveys based on your demographics, interests, and other criteria.
  3. Survey Availability: Once your profile is complete, Survey Junkie will display a list of available surveys that you can participate in. The surveys cover a wide range of topics and vary in length and rewards.
  4. Survey Participation: When you choose a survey to complete, you will typically be asked a series of questions related to the given topic. These questions can be multiple-choice, rating scales, or open-ended. You’re expected to provide honest and thoughtful responses.
  5. Reward System: Upon successful completion of a survey, you’ll earn a certain number of points. The number of points may vary depending on the length and complexity of the survey. Survey Junkie has a transparent points-to-cash conversion rate, where a certain number of points equal a specific dollar amount.
  6. Redemption Options: Once you accumulate a certain number of points, you can redeem them for various rewards. Survey Junkie offers options such as cash via PayPal or e-gift cards to popular retailers like Amazon, Target, and Starbucks.

It’s important to note that while Survey Junkie provides opportunities to earn money, it may not provide a substantial income. Survey availability can vary, and you may not qualify for every survey due to specific demographic requirements set by the companies or researchers conducting the surveys.

It’s always a good idea to read and understand the terms and conditions of any platform before participating. Additionally, be cautious about sharing personal information or completing surveys from sources that seem untrustworthy.

4. Acorns

Acorns is a financial technology company that provides a mobile app and investment platform designed to help individuals save and invest their money. The app, available for both iOS and Android devices, aims to make investing accessible to everyone, including those who may have limited knowledge or resources.

Here’s how Acorns generally works:

  1. Sign Up: Users download the Acorns app and create an account. They provide some personal information, such as their name, email address, and bank account details.
  2. Link Bank Account: After creating an account, users link their bank account(s) to the Acorns app. This allows Acorns to round up their everyday purchases to the nearest dollar and invest the spare change.
  3. Round-Ups: Acorns automatically analyzes users’ linked bank accounts and tracks their transactions. Whenever a user makes a purchase using a linked account, Acorns rounds up the transaction to the nearest dollar. For example, if you spend $4.75 on a cup of coffee, Acorns will round up the transaction to $5.00 and invest the extra $0.25.
  4. Automated Investing: The spare change, rounded-up amounts, are then transferred to the user’s Acorns investment account. Acorns offers a range of investment portfolios with varying levels of risk, created and managed by their in-house investment team. Users can choose their preferred portfolio based on their financial goals and risk tolerance.
  5. Account Monitoring and Growth: Acorns continues to analyze users’ spending patterns and round up their transactions to invest additional amounts automatically. Users can also make recurring or one-time contributions to their Acorns account to accelerate their investment growth.
  6. Fees: Acorns charges a monthly fee for its services. The fee structure varies depending on the plan chosen, which typically includes a basic plan and a premium plan that offers additional features and benefits.
  7. Withdrawals: Users can withdraw their funds from the Acorns app at any time, although it may take a few business days for the funds to reach their bank account.

Acorns aims to make investing more accessible to individuals who may not have significant savings or investment knowledge. It provides a user-friendly platform that encourages people to save and invest small amounts over time, gradually building wealth through automated investing.

It’s important to note that while Acorns can be a helpful tool for saving and investing, as with any investment, there are risks involved, and the value of investments can fluctuate. It’s always a good idea to do thorough research and consult with a financial advisor before making any investment decisions.

5. Google Opinion Rewards

Google Opinion Rewards

Google Opinion Rewards is a mobile application developed by Google that allows users to earn credits by completing surveys. These surveys are typically short and cover a wide range of topics, such as consumer preferences, marketing research, and user experiences with various products and services.

Here’s how Google Opinion Rewards works:

  1. Download the app: You can download the Google Opinion Rewards app from the Google Play Store or the App Store for iOS devices.
  2. Set up your profile: After installing the app, you’ll need to set up your profile by providing some basic information about yourself, such as your gender, age, and location. This information helps Google match you with relevant surveys.
  3. Receive survey invitations: When a survey becomes available that matches your profile, you’ll receive a notification on your device. These surveys are typically short and can be completed within a few minutes.
  4. Complete surveys: Open the Google Opinion Rewards app and complete the surveys you’ve been invited to. The questions can vary from multiple-choice to open-ended, depending on the survey.
  5. Earn credits: After completing a survey, you’ll earn credits that can be accumulated over time. The amount of credit you receive for each survey varies and is typically displayed before you start the survey.
  6. Redeem rewards: Once you’ve accumulated enough credits, you can redeem them for various rewards, such as Google Play Store credits, in-app purchases, or other digital goods.

It’s important to note that the availability of surveys and the amount of credits you earn can vary depending on your demographic information and location. Additionally, Google Opinion Rewards credits cannot be transferred to other users or exchanged for cash.

If you’re interested in participating, I recommend downloading the app and setting up your profile to start receiving survey invitations.

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